Your Dividends, Decoded

Reinvesty is a dividend tracking and reinvestment intelligence platform built for individual investors. We consolidate your holdings, track every dividend payment, and deliver AI-powered portfolio analysis — all presented simply and clearly.

We are not a broker, financial advisor, or asset manager. Reinvesty does not hold your money, execute trades, or provide personalised investment recommendations. We are a technology company that gives you the data and tools to make your own informed decisions.

Think of us as the dashboard and research assistant that your brokerage should have built — but didn’t.

We use information from publicly available sources, which are general in nature and commonly known to most investors and which we deem reliable. These include exchanges, government agencies, and public data repositories. Our pipeline ingests dividend history, financial statements, analyst estimates, earnings calendars, insider transactions, and corporate actions daily.

Reinvesty uses several layers of data: each subsequent layer validates and enriches the previous layers to increase reliability. When sources disagree — say, two sources report different ex-dividend dates for the same stock — our reconciliation engine detects the discrepancy and resolves it automatically.

The result is a single, clean, canonical record for every event. No stale numbers, no silent gaps, and full traceability back to the original source.

Reinvesty’s AI synthesis builds on top of our data pipeline. Here’s what happens behind the scenes:

• Daily research notes are generated for every company in our coverage universe — summarising material events like earnings surprises, dividend changes, analyst upgrades, and insider trades.
• Weekly digests condense those daily notes into a concise summary of what actually matters for each stock over the trailing week.
• Quarterly synthesis reads your specific holdings, pulls in the relevant weekly digests and recent research notes, and produces a personalised portfolio report — covering risks, opportunities, and reinvestment considerations unique to what you own.

The AI doesn’t invent data or make predictions. It reads the same factual information a human analyst would — financials, estimates, insider activity, dividend history — and presents it in the context of your portfolio. Every insight is grounded in verifiable data.

If you’re just getting started, Reinvesty is a great place to build your understanding. Add your holdings, and within seconds you’ll see the metrics that matter most:

• Your forward annual income — how much dividend cash your portfolio is expected to generate over the next 12 months.
• Yield on cost — the return you’re earning relative to what you originally paid, which grows over time as companies raise dividends.
• An income calendar — a visual timeline of when every payment hits your account, so you can plan your cash flow.
• Dividend safety signals — early warnings when payout ratios, earnings, or cash flow suggest a company’s dividend may be at risk.

You don’t need to know how to read a balance sheet. Reinvesty does the analysis and presents the conclusions in plain language.

If you already understand dividend investing, Reinvesty saves you the hours you’d normally spend gathering data from multiple sources, maintaining spreadsheets, and monitoring changes across your portfolio.

• Multi-source data — reconciled financials, estimates, insider trades, and dividend histories from publicly available sources, updated daily.
• AI-generated research notes — daily summaries of material events for every stock in our universe, so you don’t miss an earnings surprise or analyst downgrade.
• Quarterly portfolio synthesis — a personalised report that connects the dots across your holdings, flagging concentration risks, upcoming catalysts, and reinvestment opportunities.
• Preferred stock and international support — including proper handling of preferred share series, ETFs, REITs, and multi-exchange listings.

You get the research stack of an institutional desk without the Bloomberg terminal price tag.

No. Reinvesty provides factual analysis and data-driven insights, but it is not designed to tell you what to buy or sell. We do not and cannot provide personalised investment advice.

Our analysis does not take into account your personal financial situation, risk tolerance, tax circumstances, investment objectives, or time horizon. The information we provide is general in nature and intended to help you conduct your own research more efficiently.

The final investment decision always belongs to you. If you need personalised guidance, consult a qualified financial advisor who understands your complete financial picture.

Reinvesty supports dividend-paying instruments across major global exchanges:

• Common stocks — US, Canadian, UK, European, Australian, and other international exchanges
• Preferred stocks — including proper series letter handling (e.g., BAC-PA, WFC-PL)
• ETFs — dividend-focused ETFs like SCHD, VYM, HDV, and international equivalents
• REITs — real estate investment trusts with their distinct distribution patterns

We cover over 30,000 tickers across all major exchanges. If a company pays a dividend and is publicly traded on a supported exchange, Reinvesty can track it.

Our ingestion pipeline runs daily. This includes:

• Dividend announcements, ex-dates, and payment confirmations
• Earnings calendar and results
• Financial statements (income, balance sheet, cash flow)
• Analyst estimates, price targets, and rating changes
• Insider buying and selling activity
• End-of-day market prices

Daily research notes are generated every trading day. Weekly digests are produced at the end of each trading week. Quarterly AI synthesis runs are triggered by material events or on a regular schedule for paid subscribers.

Yes. Reinvesty takes data security seriously:

• Encrypted connections — all data in transit uses TLS encryption. Database connections use SSL with certificate verification.
• Authentication — JWT-based authentication with verified user identity on every API request. No request touches user data without a valid, matching token.
• No brokerage credentials — we never ask for or store your brokerage login credentials. Holdings are entered manually or through secure, read-only sync methods.
• Minimal data collection — we only collect what’s necessary to deliver the service. We don’t sell your data or share it with third parties for marketing purposes.

For full details, see our Privacy Policy.

Reinvesty offers a free tier that lets you track up to 3 holdings with full access to dividend tracking, income calendars, and key metrics. No credit card required.

Paid plans unlock unlimited holdings, AI-powered quarterly synthesis reports, advanced research notes, and priority data updates. Pricing details are available in the app.

We believe the free tier should be genuinely useful — not a demo with everything locked behind a paywall. Start with your three most important positions and see the value before committing.